MORTGAGE PLANNING

"WE'LL MANAGE YOUR MORTGAGE FOR LIFE"

A MORTGAGE PLANNER  is a financial professional who is dedicated to helping homeowners make informed mortgage decisions that integrate with their personal financial plan by provideing a TOTAL COST ANALYSIS of your mortgage needs.  Mortgage Planners don't sell loans, we change lives. Our mission is to increase America's Savings Rate and eliminate UN-STRATEGIC DEBT.

As a Licensed mortgage planner I help my clients successfully manage thier home equity to increase liquidity, safety, rate of return, and tax deductions.  Unlike a traditional loan officer, my role is to help my clients integrate the loan that they select into their over-all long and short-term financial and investment plan to help minimize taxes, inprove cash flow and minimize interest expense.  My goal is to help my clients create a mortgage strategy that builds wealth for their familes.

 SERVICES

• MORTGAGE PLAN - is a professional report designed to help homeowners make informed decisions that integrate with thier personal financial plan and dollarize the total mortgage cost over time.
• MONTHLY MORTGAGE REVIEW - is a monthly service that helps homeowners track their current interest rates and mortgage program compared to the current market conditions.
• ANNUAL EQUITY REVIEW - is an annual service that helps homeowners make informed decisions whether to restructure their debt and/or equity to optimize their personal financial plan.
• VALUE ADDED SERVICE  - Monthly Ratewatch Reports.

MY PURPOSE

I am dedicated to helping you make the most informed mortgage decision possible, one that integrates with your personal financial plan and major life goals like retirement and wealth accumulation.  A mortgage isn't just a loan, it's one of the most important financial planning decisions.

I look forworward to finding you the best possible mortgage.

Sincerely,

Carl Hammond

Mortgage Planner

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